It’s been forever since I’ve really blogged, but I couldn’t help but add to the opinions on the latest proposed health care reform bill(s). There’s not much to say that hasn’t already been side by one side or another, but still, I have to speak up as a parent of a child with type 1 diabetes.
Many have implied that we’d be so much better off with a “government option”. There is no doubt in my mind, based on the penalties and structure that has been presented in the bills so far, that the “government options” presented so far would only lead to an eventual single-payer system (i.e. fully socialized medical care). If you think that socialized medicine is a good idea, then clearly you’ve been only watching Michael Moore films for your opinion. The brutal reality of socialized medicine in most countries that have it is a harsh environment filled with waiting lists and red tape the likes of which we can only imagine.
I had a hernia operation this year. I was able to schedule the operation around the times I wanted, and probably could have had it fixed within a week or so of my doctor discovering the problem. Based on the experiences I’m reading on the net, if I had been in the UK for instance, it would have likely been months and to speed things up I’d have been referred to the hospital that had the lowest waiting list at the time. Here, I had the operation performed at the nearest hospital to my home, on my schedule with Vanderbilt University affiliated surgeons. It wasn’t a perfect experience, there were some delayed paperwork issues, a wasted pre-op appointment, but as a whole it was pretty good.
Currently, if I don’t like the insurance my company offers, I at least have the opportunity to buy my own, or change jobs. If we end up on a single-payer system, we won’t have that freedom. It’s not a perfect system, but ultimately, I still have choices. That’s one of the reasons we live where we live now and why I work for the company I work for. I wanted different insurance. And if I don’t like the insurance company’s answer about something I can fight with them (and if it’s company self-funded with the company itself since it’s ultimately their money). Once the government takes over, you’ll have a select group of government elites making decisions about what’s covered and what’s not. You’ll also have a new political issue with candidates promising to get “different” or “better” coverage for this or that trying woo voters’ support. But what you won’t have is a serious voice in determining the outcome of things. Good luck suing the government if you don’t like it.
I can’t believe that government-run health care can lead anywhere but disaster for us. Meanwhile, I’ve heard very little about the kind of reforms that help make the health insurance business a thriving market where free markets can be leveraged to get us where we really want to go. Because when we talk about broad playing fields with real choices and markets where companies can compete and consumers can choose… freedom wins. That’s the American way of doing things! It’s the right way.
Why does the government need to step in do something that private enterprise is already willing to do. When has the government stepping in and providing a service (instead) resulted in greater efficiency, cost savings, and more choices? You think that the same government that has paid hundreds of dollars for a hammer is going to somehow cut the cost of health care?
How is this going to be paid for? So far, I’ve heard of taxes on “nicer” insurance plans, taxing medical devices (i.e. insulin pumps, pace makers, wheel chairs, etc…), and limiting contributions to flexible medical spending plans to $2500 instead of the more traditional $5000 per year. All of these cost me money. It’s quantifiable and it’s significant. So our goal was for more people to be insured? To drive costs down for most Americans? All of these ideas are horrible when trying to keep those goals in mind. Instead, I’d get punished for having the insurance I’ve worked hard to get in order to help my child with type 1 diabetes. But hey, it’s just my opinion.